Zakat is the third pillar of Islam, a religious obligation and a financial responsibility that demands accuracy to ensure the correct amount is given to its rightful recipients.
Because financial assets vary across cash, gold, silver, and trade goods, the Qoyod Zakat Calculator is a specialized tool that simplifies these complex calculations and helps you determine Zakat base based on the Shariah standards approved by ZATCA in the Kingdom.
What is the Zakat Calculator?
It is an interactive digital tool that estimates the Zakat due on assets that have completed the lunar year (Hawl) and reached Nisab, , combining all asset types and liabilities to give you the net amount on which Zakat is due (Zakat base) and the obligation amount.
Benefits of the Qoyod Zakat Calculator
- Shariah accuracy in Calculate Zakat: Includes all Zakatable asset types: cash, stocks, inventory, and gold.
- Account for liabilities: You can deduct short-term debts and liabilities from your total assets to reach the net Zakat base.
- Determine the Nisab: It lets you compare your assets to the current Nisab value to verify that Zakat is due.
- Speed: Instead of lengthy manual math, you get the net Zakat due in seconds.
How is Zakat calculated?
The calculator is built on the Shariah rule:
- Total Zakatable assets: Cash + gold + silver + stocks + trade goods + recoverable receivables.
- Zakat base: Total Zakatable assets minus due liabilities.
- Zakat due: The Zakat base multiplied by 2.5% once the Nisab is reached and the lunar year has passed.
Frequently asked questions
هل تجب الزكاة في الديون التي لي عند الآخرين؟
نعم، تُدرج في الحاسبة تحت بند “الديون المرجوة التحصيل” إذا كانت على شخص مقرّ بها وقادر على سدادها. أما الديون المشكوك فيها فلا تُحسب حتى تُقبض.
ما هي الالتزامات التي يمكنني خصمها من أموال الزكاة؟
يمكنك خصم “الالتزامات المستحقة قصيرة الأجل” مثل فواتير الموردين والديون التي يجب سدادها حالاً، لكي يتم احتساب الزكاة على صافي مالك فقط.
كيف أعرف قيمة النصاب الحالية؟
النصاب يُقدر بقيمة 85 جراماً من الذهب الخالص أو 595 جراماً من الفضة. يمكنك إدخال القيمة الحالية للنصاب في خانة “قيمة النصاب الحالية” لتقوم الحاسبة بالمقارنة.