How do I connect Tamara with Qoyod?

Use the integration setup shown on the page to connect Tamara with Qoyod and activate the relevant workflow.

What data can be synced between Tamara and Qoyod?

The integration helps sync relevant business data based on the use case, such as customers, invoices, orders, payments, bookings, messages, or accounting entries depending on the app.

Do I need a developer to use this integration?

Most marketplace integrations can be configured through the provided setup flow; advanced or custom workflows may require technical support.

Does the integration help with accounting automation?

Yes. It reduces manual data entry by moving relevant operational data into Qoyod for accounting, invoicing, and reporting workflows.

Payments · Native integration

Connect Tamara to Qoyod and automate your payment settlement

Every BNPL purchase through Tamara turns automatically into an accounting entry in Qoyod, with receivables, fees, and bank reconciliation.

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Automatic sales entry

Every Tamara-paid order → an automatic invoice and receivables entry.

ZATCA-compliant

Every invoice is ready for Phase 2 e-invoicing.

Fees calculated

Tamara’s commission is recorded automatically as a separate expense in Qoyod.

Daily reconciliation

Tamara transfers to the bank are settled automatically against the receivables.

What the integration does

From BNPL payment to accounting entry

Four events flow automatically from Tamara to Qoyod, with no manual work.

Tamara purchaseInvoice

Create a fully detailed invoice

The order data, total amount, and customer flow from Tamara to Qoyod as a complete, audit-ready invoice.

Order acceptedReceivables entry

Record receivables from Tamara

The amount is recorded as a receivable on Tamara (the intermediary) until the bank transfer arrives, just like accounting handles card payments.

Bank transferReconciliation

Receivables settled via bank transfer

When Tamara’s transfer reaches the bank, it’s settled automatically against the related receivables, with the commission booked as an expense.

ReturnCredit note

Automatic credit note on return

If the customer cancels or returns, a credit note is created in Qoyod and the receivables entry is adjusted automatically.

Setup

3 steps to activate the native integration

A native integration via direct API between Tamara and Qoyod — no middleware, no code.

Activate the integration from Qoyod

In Qoyod settings, choose Integrations → Tamara and click Activate.

Enter your Tamara credentials

Add the API key from your Tamara merchant account in Qoyod.

Pick the posting accounts

Map the receivables, bank, and commission accounts so entries post automatically.

Integration method

Native API

Setup time

5 minutes

Needs a developer?

Supports e-invoicing

Yes (ZATCA)

Why it matters

Accurate books for BNPL payments

As Tamara orders grow in the Saudi market, tracking payments and commissions by hand turns into a nightmare. The native integration solves it.

Before connecting

Manual tracking and chaos

Untracked commissions, unreconciled receivables, and monthly gaps between Tamara and the bank that eat time.

During setup

5-minute setup

One API key, pick three accounting accounts, and full sync runs.

After connecting

Real-time, accurate reconciliation

Every bank transfer ties automatically to the receivables, the commission is booked as an expense, and month-end close becomes a one-click job.

Have some questions?

Quick answers to what business owners ask before activating.

Is the integration via Zapier or native?

Native, via API. No Zapier or third party — Qoyod and Tamara are linked natively with real-time data flow.

How is Tamara’s commission recorded?

Recorded as a separate expense in the Payment Gateway Fees account in Qoyod, enabling precise tracking in the profitability report.

Does it support ZATCA?

Yes. Every invoice created in Qoyod complies with Phase 2 e-invoicing requirements.

What about returns?

When an order is canceled or returned on Tamara, an automatic credit note is created in Qoyod and receivables and inventory are adjusted.

Do I need a specific plan on Tamara?

No. The integration is available on every Tamara merchant account, regardless of plan.

Ready to end the receivables chaos?

Open a free Qoyod account and connect Tamara in 5 minutes — every BNPL payment lands in your books correctly from the first try.

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