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Cost to Complete

Term in Qoyod's Accounting Glossary — Practical definition with examples from the Saudi market.

What is Cost to Complete?

Cost to complete is the estimated remaining cost required to finish a long-term contract from a given point in time. It is the key input for measuring progress under the cost-to-cost method of IFRS 15 and for assessing whether a contract is or has become onerous.

How It Works

  • Forecast all remaining direct labor, materials, subcontractor and overhead costs.
  • Update the estimate at each reporting date.
  • Use it in the percentage-of-completion calculation: costs incurred / (costs incurred + cost to complete).
  • Recognize a loss provision immediately if total expected costs exceed contract revenue.

Saudi Context

Saudi contractors revise cost-to-complete estimates regularly under IFRS 15, especially when steel, cement or labor prices shift sharply.

Example

If costs incurred to date are SAR 4 million and cost to complete is SAR 6 million, the percentage of completion is 4 / 10 = 40 percent.

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