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ZATCA e-invoicing

ZATCA Phase 2 compliant — every invoice, every time

Qoyod is natively integrated with the ZATCA platform — e-invoices in XML/UBL 2.1, mandatory QR, cryptographic stamp, and real-time exchange with ZATCA. Zero extra setup, zero compliance risk.

14 days free · No credit card · Cancel anytime

ZATCA Phase 2 INV-EGS-2026-3892
Business
Al-Noor Trading Co.
[qy_country key="tax_label"] 300012345600003
Total
⃁ 12,650.00
Including 15% [qy_country key="tax_label"], SAR 1,650.00
XML Hash (UBL 2.1)
a4f9...7c11...2e80...d3fa
Cryptographic Stamp Valid ✓
Real-time clearance 0.4s
Full ZATCA compliance
Real-time clearance
The market

E-invoicing in Saudi Arabia — no longer optional

ZATCA requires businesses to link every invoice in real time. Qoyod provides this integration natively, ready from day one, with no extra work on your end.

Officially ZATCA-certified
Qoyod is officially ZATCA-certified and meets every Phase 2 e-invoicing requirement.
25K+
Saudi businesses trust Qoyod
to issue Phase 2-compliant e-invoices and run their accounting with full automation.
Phase 2
Ready from day one
Approved XML, QR code, digital signature, and real-time submission to Fatoora — all native inside Qoyod.
The way Risks and problems Other accounting software RecommendedQoyod solution
Manual invoices (PDF / Excel)
  • Not Phase 2 compliant at all — no approved XML
  • No digital signature
  • No compliant QR
  • Risk of penalties from ZATCA
  • Limited support for Phase 2 requirements
  • Needs third-party add-ons for the digital signature
Approved XML + digital signature + automatic QR + real-time Fatoora submission — in one click.
Generic foreign accounting software
  • Doesn't support ZATCA requirements
  • No Fatoora integration
  • Reliance on fragile, unsupported third-party add-ons
  • Non-native Fatoora integration
  • No approved XML issued out-of-the-box
Built in Saudi Arabia for Phase 2 — Fatoora integration is native, not bolted on.
Waiting until mandate is enforced
  • Penalties can reach thousands of riyals per invoice
  • Operations halt on the compliance deadline
  • Losing B2B customer trust
  • Requires complex technical setup to be ready
  • No real-time updates for ZATCA changes
Ready today — start issuing compliant invoices from minute one, with no worry about official deadlines.
The current way

Manual invoices (PDF / Excel)

Risks and problems
  • Not Phase 2 compliant at all — no approved XML
  • No digital signature
  • No compliant QR
  • Risk of penalties from ZATCA
Other accounting software
  • Limited support for Phase 2 requirements
  • Needs third-party add-ons for the digital signature
Recommended
Qoyod solution

Approved XML + digital signature + automatic QR + real-time Fatoora submission — in one click.

The current way

Generic foreign accounting software

Risks and problems
  • Doesn't support ZATCA requirements
  • No Fatoora integration
  • Reliance on fragile, unsupported third-party add-ons
Other accounting software
  • Non-native Fatoora integration
  • No approved XML issued out-of-the-box
Recommended
Qoyod solution

Built in Saudi Arabia for Phase 2 — Fatoora integration is native, not bolted on.

The current way

Waiting until mandate is enforced

Risks and problems
  • Penalties can reach thousands of riyals per invoice
  • Operations halt on the compliance deadline
  • Losing B2B customer trust
Other accounting software
  • Requires complex technical setup to be ready
  • No real-time updates for ZATCA changes
Recommended
Qoyod solution

Ready today — start issuing compliant invoices from minute one, with no worry about official deadlines.

Solution

Everything you need for compliant e-invoicing — native inside Qoyod

Six integrated capabilities — approved XML, QR, digital signature, real-time submission, status tracking, and B2B/B2C support.

Issue an invoice in ZATCA's official format (XML)

Qoyod builds the UBL 2.1 / ZATCA-compliant XML file automatically — every field in the right place, with no input from you.

QR code embedded automatically

Every invoice ships with a QR code carrying ZATCA's required fields ([qy_country key="tax_label"] number, date, total, [qy_country key="tax_label"], and hash).

Approved digital signature (Cryptographic Stamp)

Every invoice is digitally signed with the certificate tied to your business, ensuring data integrity and tamper-proof records.

Real-time send to Fatoora

The invoice is sent in real time to the official Fatoora platform for Clearance or Reporting — with no downloads or manual uploads.

Track each invoice's status

A clear status for every invoice — sent, approved, or rejected — with ZATCA's rejection reason shown. Because a rejected e-invoice can't be resent, Qoyod handles the correct fix: for standard tax invoices it auto-issues a linked credit note; for simplified invoices you issue one, then re-issue a corrected invoice.

Tax and simplified invoice support

Qoyod issues both types together: B2B tax invoices via Clearance, and B2C simplified invoices via Reporting — automatically based on the customer type.

UBL 2.1 / XML Invoice #INV-2026-0820
ZATCA QR code
Electronic tax invoice
UUID: 8a4f-e7c2-...
Digital signature (Hash)
a4f8…d6e2…9c1b…
Cryptographic Stamp active
QR + digital stamp
How it works

Four steps between you and a ZATCA-approved invoice

No change to how you work — Qoyod handles every compliance step behind the scenes.

1

Create your invoice in Qoyod as usual

Pick the customer, add items, calculate [qy_country key="tax_label"] — exactly as you do today. No extra steps.

2

Qoyod builds XML + QR + the digital signature

Behind the scenes, the approved XML is built, the hash is computed, and the QR is generated alongside the digital signature — automatically.

3

Real-time submission to Fatoora

Qoyod sends the invoice to ZATCA instantly — Clearance for tax invoices, Reporting for simplified — and gets a response within seconds.

4

Receive your approved invoice ready to go

Certified PDF/A-3 with embedded XML — ready to send to the customer, signed, compliant, and recorded in your account.

Real-time clearance 5 invoices today
ZATCA send status, today
INV-2026-0820
10:42
Approved
INV-2026-0819
10:38
Approved
INV-2026-0818
10:35
Processing
INV-2026-0817
10:21
Approved
INV-2026-0816
09:58
Rejected
Live status
Proof

Trusted by 25,000+ Saudi businesses

Qoyod is officially ZATCA-certified

Qoyod is officially ZATCA-certified and meets every Phase 2 e-invoicing requirement.

Start your free trial
Phase 2
Officially ZATCA-certified
25K+
Saudi business
Official SDK
Direct Fatoora integration
14 days
Free trial
Smart validation

10 compliance checks before you submit your invoice

Built for Phase-2 businesses (B2B & B2G): Qoyod scans every invoice the moment you create it and flags the common Phase-2 errors before sending — reducing the risk of rejection and delayed payment.

Additional seller ID (BT-29) Government entity ID Customer tax address Zero-rated tax reason code
Explore the 10 alerts →
FAQs

Have some questions?

Quick answers to what business owners ask most about e-invoicing.

What exactly is Phase 2? +
It's the mandatory phase enforced by ZATCA that requires direct, real-time linking of every invoice with the Fatoora platform — with an approved XML, a digital signature, and a QR code on every invoice. It differs from Phase 1, which was limited to issuing invoices electronically without direct linking.
Is Qoyod officially ZATCA-certified? +
Yes. Qoyod is officially ZATCA-certified and meets every Phase 2 e-invoicing requirement.
Does the system support both tax and simplified invoices? +
Yes. Qoyod issues both types automatically: tax invoices (B2B) via the Clearance flow, and simplified invoices (B2C) via the Reporting flow — based on the customer type set in the system.
What if ZATCA rejects an invoice? +
The invoice appears in the status dashboard as "Rejected," with ZATCA's rejection reason shown clearly. A rejected e-invoice can't be edited or re-sent — the correction is always made through a credit note plus a new, corrected invoice. For a standard tax invoice, Qoyod creates and links the credit note automatically; for a simplified tax invoice, you issue the credit note manually, fix the error, then re-issue the invoice.
Do I need a special digital certificate? +
You need a CSID certificate issued by ZATCA and tied to your [qy_country key="tax_label"] number. Qoyod guides you step by step to obtain and activate it inside the system, and renews it for you automatically when needed.
When should I start applying it? +
Today. Phase 2 rolls out in waves based on your business size and annual revenue, and ZATCA notifies you of your compliance date six months ahead. Waiting saves nothing — starting early ensures a calm transition without pressure.

Start issuing Phase 2-compliant invoices today

Try Qoyod free for 14 days. Issue your first e-invoice in minutes and receive ZATCA's clearance in real time.

14 days free · No credit card · Officially ZATCA-certified · Phase 2 ready from day one